Home Warranty Options for Repairs and Replacements
Whether you’re looking for protection for major systems, appliances, or broader home coverage, comparing options can help you choose a plan that fits your needs and budget.
Home Warranty May Help Cover
HVAC Systems
Many plans may help cover repairs to heating and air conditioning systems, depending on the provider and level of coverage selected.
Kitchen Appliances
Coverage may include items such as refrigerators, ovens, ranges, cooktops, dishwashers, and built-in microwaves.
Water Heater
Some plans may help cover repair or replacement costs for water heaters when they fail from normal use.
Electrical Systems
Home warranty plans may include certain electrical system components, depending on plan terms and exclusions.
Plumbing Systems
Coverage may apply to plumbing lines, stoppages, and select system components, based on the provider and plan.
Washers & Dryers
Optional or included appliance coverage may help protect laundry appliances from certain covered breakdowns.
Gallery
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How Much Do Warranties Cost?
What to Look for in a Home Warranty Plan
Covered Items
Service Call Fees
Coverage Limits
Exclusion & Waiting Periods
Provider Reputation
What Homeowners Say
What is a home warranty?
A home warranty is a service contract that may help cover the repair or replacement cost of certain home systems and appliances that fail due to normal wear and tear, subject to provider terms and exclusions.
Is a home warranty the same as homeowners insurance?
No. Homeowners insurance typically covers damage from events such as fire, storms, theft, or certain accidents, while a home warranty is generally designed to help with covered breakdowns of systems and appliances.
Do home warranties have service fees?
Yes. Many plans require a service call fee when a technician is sent to diagnose or repair a covered issue.
Are all repairs and replacements covered?
Not always. Coverage depends on the contract terms, provider exclusions, maintenance history, payout limits, and whether the problem qualifies under the plan.
Can I get coverage for older appliances and systems?
Some providers may offer coverage for older items, but terms, exclusions, and payout limits can vary.
Can I choose my own contractor?
Some providers use their own service network, while others may allow more flexibility. This depends on the provider and plan terms.
Should I compare multiple home warranty options?
Yes. Comparing multiple plans can help you review coverage, monthly cost, service fees, exclusions, and provider reputation before making a decision.